Curriculum
The eight modules
Eight modules of approx. 45 minutes each for grades 8 to 13, vocational schools and universities, from a first salary through debt and insurance to retirement planning.
- Grade level
- grades 8 to 13
- Length per module
- approx. 45 minutes
- Cost
- none
Every module has quiz questions, game rounds and everyday calculation examples. The handbook contains a minute-by-minute schedule for every session. All the material is free.
The eight modules
Introduction to financial literacy
I know why money matters already affect me now.
Understanding money in everyday life
I know how accounts and payment methods work and what inflation does to my money.
Salary, taxes and social contributions
I can follow what is left of a gross salary.
Budgeting and decisions
I plan a budget and make conscious purchasing decisions.
Debt and obligations
I recognise debt traps and know where to find help.
Risk and protection
I can assess risks and know which insurance matters.
Saving and investing
I understand how compound interest, shares and ETFs work.
Retirement and pension system
I know how pensions work and why it pays to start early.
Four ways into the classroom
Teaching by teachers
You use individual modules or the whole series yourself with the slides and handbook. For one module, allow 2 to 4 hours of preparation.
Sessions by volunteers
Volunteers from the BVH network run modules at your school, for example on project, education or future days.
Digital live format
One module is hosted live for several classes or schools at the same time.
Train the trainer
Teachers and club members receive training and then teach the modules independently.
Open questions are answered in the frequently asked questions.